Im doing awful lately and not cause of the CDing but because of my faults. When I lost my job last year things were tight and I had to set up arrangements with my landlord to not pay our utilities until I got a job and he was wonderful enough to understand and accept. I am greatful for that. So since I have been working again I have started to slowly pay him back.
Our car insurance lapsed while I was out if work so it ended up making our payments higher and once we got it reinstated we are now behind about 1800$ and I'm scared we will lose our only car. It sucks being behind. Payments would be just fine if we wernt behind. And I can even pay a big more each time but now the bank has been calling asking when I can pay this full amount or at least 1/2 of it. God I wish I could. I've even tried to apply for a personal loan just to get caught up but since I'm behind like this no one is gonna approve me.
Ive prayed to help me mentally through this time. I'm scared I feel lost hopeless moments I want to check myself into a hospital. It's all my fault too (or do I feel) since I'm the one who lost my job last year who put us in this whole. In going tomorrow to talk to the bank in person. I can't lose my car. It would be even harder for us both to get to work. I pray that they will work with me. I pray that nightly but I still feel this stress.
Please keep me in your thoughts.
